Post Card Accident Policy from Standard Accident Insurance Company 1914

Front:
continuously within the house, the Company will pay to him $12.50 per week for a period not exceeding 52 consecutive weeks. If such injuries shall not disable the insured as aforesaid but shall wholly disable and prevent him from actually performing some one or moro necessary daily duties pertaining to his occupation, the Company will pay to him $6.25 per week during the continuance of such partial disablement for not exceeding 26 consecutive weeks. In no case shall the indemnity payable under this contract for both total and partial disability exceed 52 consecutive weeks. Weekly indemnity for disabling injuries is not payable to females under this contract. D. If the insured be a male and such injaries are sustained while riding as a passenger and being actually within any railway passenger car using steam, electricity or cable as a motive power, by reason of the wrecking of said car, then the principal sum or weekly indemnity payable under clauses A, B or C shall be double the respective sums named therein as those to which the insured shall be entitled under the terms of the ticket. These double benefits shall not apply to any female. E. This ticket does not insure any person under 18 or over 65 years of age, nor any employee on a public conveyance while on duty, nor any person bereft of reason, sight or hearing, nor any person maimed, crippled, deformed, or suffering from hernia or any other disease or bodily infirmity or disorder in any form. F. This ticket is issued by the Company and accepted by the insured with the understanding and agreement that no benefits will be paid for injuries, resulting fatally or otherwise, received under or in consequence of any of the following conditions:-(1) While on a locomotive, freight car or caboose used for pessenger service or otherwise or while on the platform or steps of any railway car while in motion; or while entering or leaving, or trying to enter or leave any moving conveyance; or while improperly on the right of way or bridge of any railway; or (2) While, or in consequence of being, or having been, affected by, or resulting directly or indirectly, wholly or partly, from intoxicants, anaesthetics, narcotics, sunstroke, freezing, vertigo, sleepwalking fits, or any other disease or bodily or mental infirmity or disorder, in any form, either as & cause or effect, or medical or surgical treat- ment or operation; or from gas or poison in any form or manner, or contact with poisonous substances; or (3) While engaged in aerial navigation, hunting, fishing or on exploring expeditions, or under any circumstances from firearms of any kind or from explosives; or (4) From wrestling, lifting, racing or competitive games then in fisted upon the insured by himself or any other person, or received by the insured while insane, or inflicted by the insured upon uimself while insane, for 15) For disappearance, or in any case where the injury makes no visible contusion or wound upon the exterior of the body of the insured (exccpt in case of drowning), the body itself in case of death not to be considered such mark. G. A written notice shall be given to said Company at its Home Office, Detroit, Michigan, or to a duly authorized agent, within thirty days thereafter, of any accident or injury for which claim is to be made, with full particulars thereof, and full name and address of the insured. Failure to give such notice of injury shall cause a forfeiture of all claims thereformess it shall be shown that it was not reasonably possible to file notice within said time. “Unless direct and pozitive proof of death, dismemberment or duration of disability, which shall give full information of the manner of receiving the accidental injuries, and full information deseribing such iniurieslighall also be furnished. said Company at its said Home Office, by the insured, or his legal representatives, v days Irom the time of death, dismemberment or termination of disability, all claims based thereon shall be forfeited. Legal proceedings for recovery hereunder shall not be brought until after 60 days from the date of filing such proofs at this Company's Home Office, nor brought at all unless commenced within two years from time of filing such proofs. Indemnity for disabling injuries shall be payable at the e ability only. Valid Claims will be paid within 60 days of the receipt by the Company of proper proofs Of death, as Insurance on any one person under this Company's accident ticket is limited to one ticket for $2,500.00 indemnity for injuries resulting in death, and to males $1.250.00 for dismemberment, $12.50 weekly indemnity for totally disablinginjuries, $6.25 weekly indemnity for partially disabling injuries, and the additional insurance provided for in clause "D'. Indemnity in excess of such limits shall be void and the premium paid for such excess shall returned to the insured on-demand. 1. Any medical adviser of the Company shall be allowed, as often as he may require, to examine the person [body of the insured, and make postmortem examination at his discretion. where not forbidden by statute, in respect to the alleged injury or cause un, and any refusal on the part of the insured, or legal representatives of the insured, to permit either of such examinations, shall cause 10Leiture of all claims under the ticket J. This Policy covers injuries received only within the civilized limits of the Globe, including travel by regular lines of passenger conveyance. K The stipulations and conditions herein contained constitute the entire contract entered into between this Company and the purchaser of this ticket and cannot be expressly or impliedly, waived or altered in any degree by any representative of the Company. L. No statement made by the insured, which statement is not incorporated in or endorsed on the policy issued, shall avoid the policy or be used in evidence, and no provisions of the charter, constitution or by-laws shall be used in defense of any claims under this policy, unless such poovisions are incorporated in full in the policy. - This ticket is good for the number of days canceled by a continuous line drawn by the selling agent across space for such n on left-hand margin of ticket and right-hand margin of stub, and Jouw Down according as the ticket is dared in the A. M. or P. M. space, it is good from the next 12 o'clock, IN ING ALSO the time from such hour until said noon or midnight. Secretary. President with full particula te shown that it was a fune informatione ottice, by the insured-feited. Legal pro le pe termination of disability, all claims based thereon shall be formen office nor by -hanys cance incorpoy-laws sh. Il teaten Leath Lambert

Back:
O BLG. NO. SPOSTAGE HOUR AM AGENCY NO. 192 05020 DATE 3 HOUR 830 PM 205Post Card Accident Policy : 30: THE_Standara *** NCORPORATED 21.00 Accident 5 Days INSURANCE DAAWCE COMPANY 5 125 C Days OD DETROIT MICH." LUSO HEREBY INSURES the individual who purchases this ticket in person, against the effects of bodily injuries re- Daysceived during the term of this insurance and effected 200 Isolely by external, violent and accidental means, subject to all the conditions and limitations hereinafter contained. A. If such injuries shall, independently of all other causes, within 90 days result in death, the Company will pay $2,500.00 to the executors, administrators or assigns 15.30 Days PE the insured. ZU 350 dently of the acciden B. If insured be a male, and such injuries, indepen- SU dently of all other causes, shall within 90 days from the date of the accident, result in the loss of one or both IS þrms or legs by complete severance at or above the wrist, 450 or ankle joint, the Company will pay the insured $1,250.00. C. If the insured be a male, and such injuries shall Days wholly and entirely disable and prevent him from actually on performing or engaging in any and every kind of occu- pation and shall at the same time compel him to remain SERIES G. FEBRUARY 1913 456 bu 7.50